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Pillar 05 · Insurance Demystified

Protecting your family, income & health.

An index of ~15 questions — Where the honest thinking begins

•If your income stopped tomorrow, how long would your family's lifestyle survive?
•Is your family insured or just carrying insurance policies?
•What's more dangerous than having no insurance?
•Do you know the difference between protecting your life and protecting your income?
•Would your employer still protect your family after you leave the company?
•Why do intelligent people postpone buying insurance?
•Should your insurance grow as your salary grows?
•Why do families discover policy exclusions only during a claim?
•Do you need another insurance policy or a better insurance plan?
•Insurance isn't bought for the day you die. It's bought for the days your family must continue living.
•Did you tell your insurer the whole truth when you bought the policy or leave a quiet door open for them to say no later?
•If your health worsens next year, will you still be allowed to buy the cover you keep postponing today?
•You've protected the one who earns. Have you valued the one whose unpaid work holds the whole home together?
•What happens to all this protection the year you forget to pay a single premium?
•Is the nominee on your policy still the right person or someone from a life you've already moved past?
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