Calculators
Term insurance is the most cost-efficient way to protect your family's financial future. Use this tool to get a rough, illustrative sense of the cover range that families in similar situations often consider — based on your income, liabilities, and the number of years your dependents need support. For full protection planning, the numbers here are a starting point, not a final answer.
Range often considered by families in similar situations
This range is a rough estimate — not a recommended amount. Actual needs vary.
Conservative estimate basis:50% income replacement + liabilities
Higher estimate basis:100% replacement + liabilities + dependent buffer
Illustrative range
Want help turning this into a real plan?
Start a conversation →